User Agreement & Privacy Policy

Acceptance of Terms

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by this User Agreement & Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of the Site immediately. Your continued use of the Site following any changes to these terms will constitute acceptance of those changes. This agreement applies to all visitors, users, and others who access the Site.

Use of the Site

The Site is provided by Gary Becker for personal, informational, and lawful use only. You agree not to misuse the Site, including but not limited to attempting unauthorized access, interfering with security features, or engaging in any activity that could damage or impair the Site or its content. If user accounts or subscription features are offered, you are responsible for maintaining the confidentiality of your login details and for all activities that occur under your account. Gary Becker reserves the right to restrict, suspend, or terminate access to the Site at any time for conduct that is, in Gary Becker’s sole discretion, in violation of this agreement or harmful to the Site or other users.

Limitation of Liability

The Site and all content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Gary Becker disclaims all liability for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site. This includes, without limitation, damages for errors, omissions, interruptions, defects, delays, computer viruses, loss of data, or loss of profits, even if Gary Becker has been advised of the possibility of such damages. In any event, the total liability of Gary Becker for any claim arising from or related to the Site shall be limited to the amount, if any, you have paid directly to Gary Becker for access to the Site.

Data Protection and GDPR Compliance

Gary Becker may collect and process limited personal data, such as contact information or usage data, for purposes including operating the Site, improving content, and communicating with users. Where applicable under the General Data Protection Regulation (GDPR), personal data will be processed on lawful bases such as consent, legitimate interest, or contractual necessity, and will be stored only for as long as reasonably required for these purposes. Users located in the European Economic Area have the right to request access to their personal data, as well as correction, restriction, portability, or deletion, subject to applicable legal obligations. Requests to exercise these rights or inquiries about data processing practices may be directed to Gary Becker via the contact details provided on the Site.

Changes to This Agreement

Gary Becker reserves the right to modify, update, or replace this User Agreement & Privacy Policy at any time, at Gary Becker’s sole discretion. Changes will generally be indicated by updating the “last revised” date or by posting a notice on the Site. It is your responsibility to review this page periodically to stay informed of any changes. Your continued use of the Site after any modifications have been posted constitutes your binding acceptance of the revised terms.

Cookies

The Site may use cookies and similar tracking technologies to enhance your browsing experience, analyze traffic, remember preferences, and deliver certain features or content. By continuing to use the Site, you consent to the placement and use of cookies as described in this policy and in any additional cookie notices that may appear on the Site. You can manage or disable cookies through your browser settings; however, some features of the Site may not function properly if cookies are disabled. For further information about specific cookies used by the Site and your options, please consult the cookie or privacy settings made available by Gary Becker or your browser provider.